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Farm Insurance
Farm Insurance
In an era of ongoing development and growth, Harford and Cecil County remain the proud home to many thriving farms. Our agents understand the unique issues of the Chesapeake Bay basin and have become the go-to insurance experts for everything from farm personal property and equipment to livestock and liability insurance. We consider not only your business, but also your home and family in our customizable packages that protect against a variety of events from minor hiccups to major losses.
Farm Property
Farm property insurance protects your farm’s physical assets, including your dwelling and household personal property, farm personal property and barns, stables, silos and other structures found on your farm.
Farm Auto
Farm auto insurance covers all of the vehicles used on your farm property and protects you financially from auto injuries, damages and losses associated with your vehicles, employees or other persons.
Farm Liability
Similar to commercial business liability insurance, farm liability insurance protects you and the future of your farm from lawsuits arising from bodily injury claims and property damages.
Equipment
Traditionally known as scheduled personal property and other structures insurance, equipment insurance protects the equipment used to keep your farm operating, including tools, livestock, feeding tracks, irrigation systems, etc.
Workers' Compensation
With the amount of physical labor preformed on a daily basis by farm employees, accidents are bound to occur. Workers’ compensation for farms covers injury and diseases arising out of and in the course of employment.
Umbrella
Due to the growing liability exposures facing farm owners today, an umbrella insurance policy is a cost-effective way to add more coverage to your farm insurance policy, ensuring you are adequately insured in the case of an emergency.